New York: Ithaca, NY
New Jersey: Flanders, NJ


Annuities are a unique retirement savings vehicles as they can cover both sides of the retirement planning equation, growing your savings and turning them into retirement income that you can't outlive.

In its most basic sense, an annuity is a legal contract between you and a life insurance company. You agree to pay the insurance company one or more payments, called premiums. In return, the company promises to pay you income for a specified time period, such as for the rest of your life, beginning now or at a later date.

There are several different options when it comes to Annuities. Call or email us today to schedule your free consultation meeting to determine what type of annuity best fits your overall financial plan.


This website is for informational purposes only and not an offer to buy or sell securities.
Angela O'Neill is licensed in New York, Florida, Georgia and Maryland.

New Horizon Financial Strategies ("NHFS") is a registered investment adviser offering advisory services in the State of New York and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by NHFS in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

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All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

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