Long-term care is something you may need if you can no longer perform everyday tasks by yourself. For example, there may come a time when you need help getting dressed, eating, or bathing. It also includes the kind of care you would need if you had a severe cognitive impairment like Alzheimer's disease. You can receive this care in a variety of settings, including your home, an assisted living facility, or a nursing home.
Long-term care can be covered completely or in part by long term care insurance. Most plans let you choose the amount of the coverage you want, as well as how and where you want to use your benefits. A comprehensive plan includes benefits for all levels of care, custodial to skilled. In New York State, there are particularly innovative and cost-effective ways to insure against this financially devastating event.
Haven't you worked hard? Isn't it time to insure your efforts? Would you like to help your parents understand their options? Receive a FREE quote and compare your options today for long-term care insurance.
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