Employer Sponsored Retirement Plan Management

Most businesses, no matter the size, benefit from offering a qualified retirement plan. Qualified retirement plans are one of the most sought after employee benefits, offering tax incentives to both employer and employee. Each plan is customized to the needs of your business and can be designed to favor certain groups, such as executives, or employees who are closer to retirement. These plans can also benefit self-employed individuals, who are often pleasantly surprised by the amount they’re able to defer and the associated tax savings.

From Administration to Education

We help to design, implement, and maintain various employee benefit plans, from enrollment to distributions. Employees have online access to their individual accounts and benefit from making contributions via payroll deduction.

We assemble a team of plan administers and investment advisors and we’ll gladly communicate with your CPA to complete annual filing requirements. Plans range from simple and inexpensive to complex and sophisticated depending on the needs of the business.

We can include socially responsible funds, educate employees about the benefits of participating, administer the plans, to make sure contributions are within the legal limits and concur with the plan documents.   

What Types of Accounts Can Your Business Offer?

401(k) Plans

401(k)s are available to any business, and offer elegant and custom designed plans. Both employee and employer can defer pre or post tax dollars with the investments growing tax-free or tax deferred.

403(b) Plans

403(b)s have very similar benefits to 401(k)s. Like 401(k) plans, they offer employers and employees to make tax advantaged contributions, but are limited to not-for-profits businesses, such as an agency, school or municipality.


A SIMPLE plan is similar to a 401(k). While SIMPLE plans are more limited in a variety of ways. For instance, vesting schedules and how much employers may contribute. In exchange, they’re available at very low costs.

Simplified Employee Plans (SEP)

SEP plans are often used in very small organizations whose goal is to maximize contribution amounts for all associates. These are also quite easy to adopt and maintain, and therefore costs are very low.

Defined Benefit Pension Plans

While Defined Benefit Plans were once commonplace, they are mostly enjoyed today by government, hospital and education professionals. In certain business situations, they’re a wonderful and viable benefit.

Contact us today to discuss the benefit plan that’s right for your business.

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