Choosing an appropriate investment allocation, making adjustments, and staying the course are some of the most challenging but necessary aspects to achieving financial success. The variety of investments in your portfolio should change with your life-stage and subsequent priorities. Consistent monitoring and updating of these investments is important and can determine the likelihood of success. Interested in aligning your investments with your values? With your direction, we’ll avoid certain industries and companies by offering a wide variety of screened socially responsible investments.
Whether you need help managing a 401(k), 403b, college savings, retirement account, annuities or alternative investments (such as real estate), our management options are designed to fit all needs and comfort levels. By monitoring returns and making adjustments along the way, we’ll make sure your investments are appropriately positioned to best serve you. Most importantly, as fiduciaries we’re obligated to recommend only the best product at the best price for your specific to your unique needs.
Customized portfolio design and management is of our most sought after services. Whether you’re specifically looking for money management services, or prefer our ‘Whole-Person Approach’ – using your financial plan as a roadmap, you can be confident that as fiduciaries, we’ll gather all the information necessary to construct a customized portfolio that best meets your needs and goals.
Portfolios can be constructed with a wide variety of investments, most commonly a mix of mutual funds, exchange traded funds (ETFs), alternative investments, stocks, bonds, commodities and options. By designing your portfolio with a combination of various instruments, we find the right mix of features, benefits and costs that fully align with your objectives. Through various life stages, our investment experts will help determine the right mix of account types for you.
For many investors, holdings like mutual funds or exchange traded funds (ETFs) represent their core investments due to their efficiencies and liquidity. Stocks, bonds and options contracts can be layered on for additional diversity and risk management.
You need full disclosure when it comes to the fees you’ll be paying for financial planning and/or investment management services. Prior to any commitment, you should understand exactly what services to expect, and exactly how much those services will cost.
We are fee based advisors. Fee based advice is rightfully required in a fiduciary relationship, and puts your advisor on the same side of the table. Insisting on a fiduciary relationship is the most important criteria in choosing a financial planner or investment advisor, as they’re legally required to act only in your best interest.
Fee based advisors are incentivized to produce long-term positive results, rather than being largely compensated upfront. Our investment fees can be found on our Annual Disclosure Form Form ADV Part 2 (PDF) | Form ADV Part 3 (PDF). Please note that discounts are applied to bundled services, which are based on the combination of products and services that would be most valuable to you.